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Our Privacy Commitment to You To let our clients know the high priority we place on protecting privacy, we want you to be aware of the principles we follow when collecting, maintaining, using and safeguarding information about your relationship with us, whether collected electronically or otherwise. Any information that may be collected from customer initiated inquiries is used to assist us in returning information. General Privacy Principles We recognize and respect each customer’s expectation that privacy be protected. We know that you expect privacy and security for your personal and financial affairs. We understand the need to safeguard sensitive information about you that you have entrusted to us. We have standards and procedures designed to prevent misuse of this information. AZ Loans will collect and use only that information about our customers needed for legitimate business purposes. We collect, retain, and use information about you only where we believe it will help administer our business or provide products, services, and other opportunities to you. We collect and retain information about you only for specific business purposes - and when you ask we will tell you why we are collecting and retaining it. We use information to protect and administer your records; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs so we can provide you with quality products and superior service. AZ Loans will strive to maintain information about our customers that is both accurate and complete. We have procedures to help assure that your financial information is accurate, current, and complete in accordance with commercial standards. We also have procedures to respond to your requests to correct inaccurate information in a timely manner. AZ Loans will limit access to information about our customers to those authorized individuals or companies that have a legitimate need to know. AZ Loans will maintain security measures that guard against access to and disclosure of information about our customers. We maintain security standards and procedures to help prevent unauthorized access to confidential information about you. We update and test our technology to improve the protection of our information about you and to assure the integrity of our information. AZ Loans will not disclose information about accounts or transactions to outside parties unless there is an appropriate legal or business justification. We do not reveal specific information about your accounts or other personally identifiable data to outside parties for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a reputable credit bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully permitted or required. AZ Loans will ask outside parties who process information about our customers to abide by our Privacy Policies. Sometimes it is necessary to provide personally identifiable information about you to an outside third party, such as to a vendor or service company that we hire to provide support or services. These vendors and service companies agree to safeguard our confidential information about you and your products and services with us and must abide by applicable law. AZ Loans will always make our privacy policies available to our customers. We want you to understand our commitment to personal privacy and our use of information. For this reason, we have prepared these Privacy Principles. We hope these will serve to answer most of your questions and concerns about how we gather, use and protect the information you provide to us. Online Privacy Principles There are several opportunities on our web site for you to provide us with information about you and your financial needs, including your name, mailing address, e-mail address and other information. If you choose to share any personal information with us, we may store it and use it for obtaining financial assistance for you. We will never sell confidential information about you to any other company You may also direct us to not share any information
with other external business partners. Information may also be exchanged with credit bureaus
and similar organizations or provided when legally required or
permitted in connection with fraud investigation or in connection
with an acquisition or sale. If we receive a subpoena or similar
legal process demanding release of any information about you,
we will generally attempt to notify you before we comply with
the request (unless we believe we are prohibited from doing so).
Except as required by law or as described above, we do not share
information with outside parties. For loan applications, information regarding your financial status such as employment, income, assets, and monthly expenses voluntarily comes directly from you either in person, by mail or through our web site. For credit and repayment history, we utilize a third party such as a credit bureau. The information collected is utilized to assist us in making a credit decision regarding your loan request. To ensure your loan application remains confidential, when you apply online for loan, information is sent to us in a "secure session" established with Secure Socket Layer ("SSL") Encryption. We preserve the content of your e-mail, your e-mail address and our responses so that we can more efficiently handle any follow-up questions you may have. We also do this to meet legal and regulatory requirements. If at any time you have any
questions regarding our privacy policy, please do not hesitate
to contact us immediately. You take your online privacy seriously
and so do we. It’s our way of sustaining your trust in AZ
Loans and our products and services. |
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